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Garnishment Hearing Procedures:
Court Review of Various Concerns Relating to Garnishment
Last Updated: August 22 2026
Question: What steps and deadlines should I follow to request a garnishment hearing in Ontario Small Claims Court?
Answer: If you’re dealing with an Ontario small claims garnishment, a paralegal at PKM Legal Services can help you request a garnishment hearing by getting a hearing date from the clerk, then serving the Notice of Garnishment Hearing (Form 20Q) on the proper parties, and acting within key timelines like the 30-day deadline to dispute as a co-owner of debt after the notice is sent; at the hearing, the court can vary or suspend periodic payments under the garnishment and determine the rights and liabilities of the creditor, debtor, and garnishee under the process in Rules of the Small Claims Court, O. Reg. 258/98, Rule 20.08; for guidance on your situation and next steps in Ontario, call (519) 410-5250 to start today at PKM Legal Services.
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Reviewing Garnishment Concerns
A Garnishment Hearing may be held for the purpose of addressing disputes arising from a garnishment issue of concern as relating to a Creditor, a Debtor, a Garnishee, a Co-Owner of Debt, or any other person with a genuine legal interest.
Note: Please contact PKM Legal Services by phone at: (519) 410-5250 to discuss any specific questions that you may have.
The request for a Garnishment Hearing, regardless of the person with standing seeking to initiate the hearing, occurs by issuing and the Notice of Garnishment Hearing (Form 20Q) and serving the Notice of Garnishment Hearing (Form 20Q) upon all proper persons. As above, the persons who may have proper standing to initiate a Garnishment Hearing, and the purpose of the hearing may vary. Specifically, the persons who may initiate a Garnishment Hearing, the purpose of the Garnishment Hearing, and the powers of a Judge at a Garnishment Hearing, are addressed by the Rules of the Small Claims Court, O. Reg. 258/98, wherein it is stated:
Garnishment Hearing
20.08 (15) At the request of a creditor, debtor, garnishee, co-owner of the debt or any other interested person, the clerk shall fix a time and place for a garnishment hearing.
Service of Notice of Garnishment Hearing
(15.1) After having obtained a hearing date from the clerk, the party requesting the garnishment hearing shall serve the notice of garnishment hearing (Form 20Q) in accordance with subrule 8.01 (9).
Powers of Court at Hearing
(15.2) At the garnishment hearing, the court may,
(a) if it is alleged that the garnishee’s debt to the debtor has been assigned or encumbered, order the assignee or encumbrancer to appear and state the nature and particulars of the claim;
(b) determine the rights and liabilities of the garnishee, any co-owner of the debt, the debtor and any assignee or encumbrancer;
(c) vary or suspend periodic payments under a notice of garnishment; or
(d) determine any other matter in relation to a notice of garnishment.
Time to Request Hearing
(16) A person who has been served with a notice to co-owner of debt is not entitled to dispute the enforcement of the creditor’s order for the payment or recovery of money or a payment made by the clerk unless the person requests a garnishment hearing within 30 days after the notice is sent.
Conclusion
A Garnishment Hearing may e used for various purposes including to vary the sum payable in the garnishment of wages, to determine the rights and duties of a garnishee including the seeking of a garnishment absolute Order against a Garnishee, among other things.
NOTE: A significant quantity of online searches utilising “lawyers near me” or “best lawyer in” frequently indicate a demand for prompt and competent legal assistance, rather than a precise professional designation. In Ontario, licensed paralegals are governed by the same Law Society that regulates lawyers and can represent clients in specific legal proceedings. Advocacy, legal assessment, and procedural adeptness are fundamental to this role. PKM Legal Services provides legal representation within its licensed authority, focusing on strategic positioning, evidentiary preparation, and compelling advocacy with the goal of achieving effective and beneficial outcomes for clients.
