Insurance Coverage:

Question:What should I do if my Ontario insurance company is delaying or undervaluing my claim?

Answer:PKM Legal Services can help you respond fast and effectively if your insurer is wrongfully denying coverage, undervaluing your loss, or delaying payment during an insurance claim.  We can review your policy and claim documents, explain coverage and exclusions in plain language, and help you gather the right Proof of Loss evidence (including commissioned declarations when needed).  If an insurer takes an aggressive position, we help level the playing field so you can pursue a fair outcome without avoidable delays or missteps.  Call (519) 410-5250 for paralegal support in Ontario.

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Troubled Insurance Relations

Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes.  These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help. Professional legal representations provides you with the David that you need in such a David v. Goliath situation.

Note: For immediate help, please contact PKM Legal Services by phone at: (519) 410-5250 to retain services or to discuss any specific questions that you may have.

Professional Assistance For Your Situation May Be Needed If:

• Your insurance company wrongfully denied a claim;
• Your insurance company undervalued your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.