Insurance Coverage:

Question: What should I do if my Ontario insurance company is delaying or undervaluing my claim?

Answer: PKM Legal Services can help you respond fast and effectively if your insurer is wrongfully denying coverage, undervaluing your loss, or delaying payment during an insurance claim.  We can review your policy and claim documents, explain coverage and exclusions in plain language, and help you gather the right Proof of Loss evidence (including commissioned declarations when needed).  If an insurer takes an aggressive position, we help level the playing field so you can pursue a fair outcome without avoidable delays or missteps.  Call (519) 410-5250 for paralegal support in Ontario.

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Troubled Insurance Relations

A legal fight against an insurance company requires special knowledge to help balance the playing field whereas an insurance company will have a large complement of personnel with understanding of the insurance guidelines, laws, regulations, and rules, in addition to the legal process and almost endlessly deep pockets.  These strengths create a David v. Goliath type situation just when the insured person needs help the most; and accordingly, the assistance of professional legal representation helps to ensure that the little guy, being the insured, gets a fair fight against the insurer within the insurance claim process.

Note: Please contact PKM Legal Services by phone at: (519) 410-5250 to discuss any specific questions that you may have.

Professional Assistance For Your Situation May Be Needed If:

• Your insurer is wrongfully denying your claim;
• Your insurer is undervaluing your claim;
• Your insurer is delaying payment of your claim;
• Your agent or broker failed to adequately explain the coverage exclusions;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.